Creative Wealth Blueprint™

1. Introductory meeting

No one wakes up thinking that they need a financial plan, but the chances are good that you have questions about the different accounts you have accumulated. Do they still serve you? How do they work together? Are you taking too much risk? Are you on track for the retirement you picture? Perhaps your situation has changed recently or you just want a second opinion. Our commitment to you is that you will leave the meeting with more clarity and some ideas to be explored. 

2. Discovery

If we mutually decide to move forward, we schedule a series of follow-up meetings and ask you to engage us by completing our client services agreement which we must have in place before we start providing advice. During our discovery meetings we begin developing a thorough understanding of you, and we develop an initial 90 day action plan. 

3. Onboarding

Accounts are opened at Charles Schwab as needed, transfers are processed and we introduce you to our secure portal for comprehensive reporting and document exchange. We consult with your CPA, legal advisers, and other team members as needed. Onboarding typically involves many hours of work to analyze existing accounts, policies, retirement plans, business agreements, trust documents and tax returns. 

4. Planning

We view planning as a continuous process. We meet between 2 and 4 times/year to measure our progress, celebrate wins and set fresh action plans. We're proud of the framework we've built to deliver an enjoyable client experience and consistent, personalized advice. Early in the relationship, we create a visual map of your financial life on one page - a simple idea but hugely useful and emblematic of our approach, which is to look carefully at the full context before making decisions. 

5. Investment

Portfolios at Stone Ridge Advisors are discretionary, managed in house, and custom tailored based on your plan. Our investment approach combines intelligent asset allocation, diversification, and tax-efficiency using low-cost ETFs and mutual funds. We regularly run a sophisticated risk analysis on your holdings to keep your portfolio aligned with your risk tolerance and your need for return. 

6. Advanced Financial Planning

We provide advanced planning services in three areas:

Tax Planning is an intrinsic part of our work. We don't replace your tax preparer but rather we collaborate and complement their services by looking forward multiple years for opportunities to optimize.

Business Retirement plans are a longstanding specialty and we have deep experience with 401(k)’s, Profit Sharing and Defined Benefit plans.

Our Estate Planning Services are designed to address key pain points. By partnering with the leading technology-based solution we're able to help clients design and implement a highly effective estate plan with more convenience and clarity at lower cost. 

7. Financial Wellness

Our goal is to get you financially fit and keep you that way. We regularly update our clients with useful information specific to the needs of creative professionals. Sign up here to start receiving our Creative Wealth Insights.